About Us

We represent new beginnings and new hope
for those in need of a better tomorrow.

We all have our lows and our highs. So whether your journey to a perfect credit score is just starting out or you’re in need of resuscitation, we’re here to help. We’ll get you a fresh start and set you up for a stronger and brighter future in credit.

We Help Consumers

Based on customer feedback, we provide them with a guide on how to improve their credit score and connect them to resources they need.

Connect With Merchants

We help merchants increase leads, sales, revenue, and conversions even when they've had little to no success trying everything else.

Credit Repair Agencies

We invite and engage only with proven and successful credit repair agencies that can truly help our consumers improve their credit scores.

Credit Life Associates

Credit Life Associates provides a personal approach with our services for each client, helping them better understand how to improve their credit and to maintain it once their financial goals are reached.

Our process is designed to educate and empower every client from beginning to end.

Meet The CEO.
Ciera Franklin

Ciera Franklin began helping clients with the credit from all over the USA and gained a passion for credit building and helping families rebuild and restore financial freedom.

For over 6 years Ciera has helped clients reach their financial goals. In 2018 Ciera started Credit Life Associates and has made a major positive impact in the lives of her clients. After working with clients to repair their credit profile Ciera and her team go that extra mile by teaching clients the importance of credit and ways that can continue on increasing their credit scores.

Ciera is well known for always providing excellent customer satisfaction, integrity, and ethics.

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Credit Repair Tips

Read our latest blog entries for tips on credit repair.

Building Credit Ideas

There are several ways that we can build credit. If you are tired of collectors hounding you, or if you are frustrated that no one

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